Ideally, saving for retirement is something you start as soon as you start your career. But that’s not always possible. For a lot of people, cash flow just doesn’t allow for substantial savings earlier in life. Maybe you were paying off student debt, or funding a wedding, or simply trying to get by with the high costs of housing, childcare, and life in general.
The first thing I want you to know is this: it is never too late. Starting now means setting savings goals that are realistic for your timeline. Here’s how to get started.